10 Affordable EV Cars in India for 2025 Under 20 Lakhs
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10 Affordable EV Cars in India for 2025 Under 20 Lakhs

Discover top EV cars under 20 lakhs in India, like Tata Curvv EV, Mahindra XUV400, and Tata Nexon EV, offering great range, safety, and affordability for eco-conscious buyers.

Affordable EV Cars

Electric vehicles (EVs) are revolutionizing the Indian automotive market, offering eco-friendly alternatives to traditional fuel-based cars. With rising fuel prices and growing environmental concerns, affordable EVs are gaining traction among Indian buyers. This article explores 10 affordable EV cars in India, including popular models like the Tata Curvv EV, Mahindra BE 6, Kia EV6, and more. We’ll dive into their on-road prices, ex-showroom prices, mileage, maintenance, safety ratings, vehicle features, buying advantages, finance options, and EMI costs, providing a detailed comparison to help you make an informed choice.


Why Choose Affordable EVs in India?

India’s EV market is booming, thanks to government incentives, improved charging infrastructure, and a push for sustainability. Affordable electric cars provide lower running costs, reduced emissions, and advanced features, making them an attractive option for budget-conscious buyers. Below, we’ll explore the top 10 options available in March 2025, focusing on practicality and value.

10 EV Cars in 2025 | Affordable

Top 10 Affordable EV Cars in India

1. Tata Curvv EV

Tata Curvv EV Side Profile
Tata Curvv EV

The Tata Curvv EV is a standout in the affordable electric SUV segment with its sleek coupe design and robust features.

  • Ex-Showroom Price: ₹17.49 Lakh – ₹21.99 Lakh
  • On-Road Price: ₹19.5 Lakh – ₹24.5 Lakh (varies by city)
  • Where to Buy: Tata dealerships or online via Tata Motors Official Website
  • Mileage (Range): 430-502 km (ARAI certified)
  • Maintenance: Approx. ₹5,000-₹7,000 annually (low due to fewer moving parts)
  • Safety: 5-star Bharat NCAP rating
  • Vehicle Features: 12.3-inch touchscreen, panoramic sunroof, Level 2 ADAS, 6 airbags, 360-degree camera
  • Specifications: 45 kWh or 55 kWh battery, 148-165 bhp
  • Buying Advantage: Competitive pricing, high safety rating, and extensive service network
  • Actual vs. On-Road Average: Claimed 502 km; real-world ~350-400 km

Finance Options

  • EMI: ₹35,148/month (₹16.62 Lakh loan, 9.8% interest, 60 months)
  • Down Payment: ₹1.85 Lakh
  • Extra Costs: Insurance (₹68,442), registration (₹3,060)

2. Mahindra BE 6

Mahindra BE 6 Side Profile
Mahindra BE 6 Side Profile

The Mahindra BE 6 offers futuristic design and premium features, making it a strong contender in the EV market.

  • Ex-Showroom Price: ₹18.90 Lakh – ₹21.90 Lakh
  • On-Road Price: ₹21 Lakh – ₹24.5 Lakh
  • Where to Buy: Mahindra dealerships or Mahindra Official Website
  • Mileage: 557-683 km (ARAI certified)
  • Maintenance: ₹6,000-₹8,000 annually
  • Safety: 5-star Bharat NCAP rating
  • Vehicle Features: Triple-screen setup, ADAS, ventilated seats, 6 airbags
  • Specifications: 59 kWh or 79 kWh battery, 228-282 bhp
  • Buying Advantage: Longest range in its class, premium interiors
  • Actual vs. On-Road Average: Claimed 683 km; real-world ~500-550 km

Finance Options

  • EMI: ₹38,000/month (₹18 Lakh loan, 9.5% interest, 60 months)
  • Down Payment: ₹2 Lakh
  • Extra Costs: Insurance (₹70,000), RTO charges (₹5,000)

3. Tata Nexon EV

Tata Nexon EV Side Profile
Tata Nexon EV Side Profile

A popular choice, the Tata Nexon EV combines affordability with reliability.

  • Ex-Showroom Price: ₹12.49 Lakh – ₹15.99 Lakh
  • On-Road Price: ₹14 Lakh – ₹18 Lakh
  • Where to Buy: Tata dealerships or Tata Motors
  • Mileage: 325-465 km
  • Maintenance: ₹4,500-₹6,000 annually
  • Safety: 5-star Global NCAP (older model)
  • Vehicle Features: 10.25-inch touchscreen, sunroof, connected car tech
  • Specifications: 30.2 kWh or 40.5 kWh battery, 127-141 bhp
  • Buying Advantage: Proven reliability, widespread availability
  • Actual vs. On-Road Average: Claimed 465 km; real-world ~300-350 km

Finance Options

  • EMI: ₹25,000/month (₹12 Lakh loan, 9.8% interest, 60 months)
  • Down Payment: ₹1.5 Lakh
  • Extra Costs: Insurance (₹50,000), registration (₹2,500)

4. Mahindra XUV400

Mahindra XUV400 Side Profile
Mahindra XUV400 Side Profile

The Mahindra XUV400 is a spacious electric SUV with competitive pricing.

  • Ex-Showroom Price: ₹15.49 Lakh – ₹17.69 Lakh
  • On-Road Price: ₹17.5 Lakh – ₹20 Lakh
  • Where to Buy: Mahindra outlets or Mahindra Website
  • Mileage: 359-456 km
  • Maintenance: ₹5,500-₹7,500 annually
  • Safety: Not yet rated (expected 4-5 stars)
  • Vehicle Features: 10.25-inch infotainment, sunroof, 6 airbags
  • Specifications: 34.5 kWh or 39.4 kWh battery, 150 bhp
  • Buying Advantage: Spacious cabin, fast acceleration
  • Actual vs. On-Road Average: Claimed 456 km; real-world ~320-380 km

Finance Options

  • EMI: ₹31,000/month (₹15 Lakh loan, 9.5% interest, 60 months)
  • Down Payment: ₹1.7 Lakh
  • Extra Costs: Insurance (₹60,000), RTO (₹3,500)

5. Kia EV6 (Base Variant)

Kia EV6 (Base Variant) Side Profile
Kia EV6 (Base Variant) Side Profile

The Kia EV6 brings premium features to the affordable EV segment.

  • Ex-Showroom Price: ₹60.97 Lakh (base variant considered for affordability comparison)
  • On-Road Price: ₹65 Lakh – ₹68 Lakh
  • Where to Buy: Kia dealerships or Kia India
  • Mileage: 708 km (ARAI certified)
  • Maintenance: ₹10,000-₹12,000 annually
  • Safety: 5-star Euro NCAP
  • Vehicle Features: Dual 12.3-inch screens, ADAS, fast charging
  • Specifications: 77.4 kWh battery, 225 bhp
  • Buying Advantage: Premium design, longest range
  • Actual vs. On-Road Average: Claimed 708 km; real-world ~500-600 km

Finance Options

  • EMI: ₹1,20,000/month (₹58 Lakh loan, 9.8% interest, 60 months)
  • Down Payment: ₹6 Lakh
  • Extra Costs: Insurance (₹1.5 Lakh), registration (₹10,000)

6. Tata Punch EV

Tata Punch EV Side Profile
Tata Punch EV Side Profile

The Tata Punch EV is a compact, budget-friendly option for city driving.

  • Ex-Showroom Price: ₹9.99 Lakh – ₹14.49 Lakh
  • On-Road Price: ₹11 Lakh – ₹16 Lakh
  • Where to Buy: Tata dealerships or Tata Motors
  • Mileage: 315-421 km
  • Maintenance: ₹4,000-₹5,500 annually
  • Safety: 5-star Bharat NCAP (expected)
  • Vehicle Features: 10.25-inch touchscreen, ventilated seats, sunroof
  • Specifications: 25 kWh or 35 kWh battery, 80-120 bhp
  • Buying Advantage: Lowest entry price, compact size
  • Actual vs. On-Road Average: Claimed 421 km; real-world ~250-300 km

Finance Options

  • EMI: ₹20,000/month (₹10 Lakh loan, 9.5% interest, 60 months)
  • Down Payment: ₹1 Lakh
  • Extra Costs: Insurance (₹40,000), registration (₹2,000)

7. MG Comet EV

MG Comet EV Side Profile
MG Comet EV Side Profile

The MG Comet EV is the most affordable mainstream EV in India.

  • Ex-Showroom Price: ₹5.99 Lakh – ₹8.80 Lakh
  • On-Road Price: ₹6.5 Lakh – ₹9.5 Lakh
  • Where to Buy: MG dealerships or MG Motor India
  • Mileage: 230 km
  • Maintenance: ₹3,500-₹5,000 annually
  • Safety: Not yet rated (expected 3-4 stars)
  • Vehicle Features: 10.25-inch touchscreen, LED lights, keyless entry
  • Specifications: 17.3 kWh battery, 41 bhp
  • Buying Advantage: Cheapest EV, ideal for city use
  • Actual vs. On-Road Average: Claimed 230 km; real-world ~180-200 km

Finance Options

  • EMI: ₹12,000/month (₹6 Lakh loan, 9.8% interest, 60 months)
  • Down Payment: ₹50,000
  • Extra Costs: Insurance (₹25,000), registration (₹1,500)

8. Tata Tiago EV

Tata Tiago EV Side Profile
Tata Tiago EV Side Profile

The Tata Tiago EV offers affordability and practicality in a hatchback package.

  • Ex-Showroom Price: ₹7.99 Lakh – ₹11.89 Lakh
  • On-Road Price: ₹9 Lakh – ₹13.5 Lakh
  • Where to Buy: Tata dealerships or Tata Motors
  • Mileage: 250-315 km
  • Maintenance: ₹4,000-₹5,500 annually
  • Safety: 4-star Global NCAP
  • Vehicle Features: 7-inch touchscreen, 8-speaker audio, cruise control
  • Specifications: 19.2 kWh or 24 kWh battery, 60-73 bhp
  • Buying Advantage: Affordable entry-level EV, good resale value
  • Actual vs. On-Road Average: Claimed 315 km; real-world ~200-250 km

Finance Options

  • EMI: ₹16,000/month (₹8 Lakh loan, 9.5% interest, 60 months)
  • Down Payment: ₹1 Lakh
  • Extra Costs: Insurance (₹35,000), registration (₹2,000)

9. MG Windsor EV

MG Windsor EV Side Profile
MG Windsor EV Side Profile

The MG Windsor EV blends affordability with a premium feel.

  • Ex-Showroom Price: ₹12 Lakh – ₹14 Lakh
  • On-Road Price: ₹13.5 Lakh – ₹16 Lakh
  • Where to Buy: MG dealerships or MG Motor India
  • Mileage: 331 km
  • Maintenance: ₹5,000-₹7,000 annually
  • Safety: Not yet rated (expected 4-5 stars)
  • Vehicle Features: 15.6-inch touchscreen, panoramic glass roof, ADAS
  • Specifications: 38 kWh battery, 134 bhp
  • Buying Advantage: Unique design, battery subscription option
  • Actual vs. On-Road Average: Claimed 331 km; real-world ~250-300 km

Finance Options

  • EMI: ₹25,000/month (₹12 Lakh loan, 9.8% interest, 60 months)
  • Down Payment: ₹1.5 Lakh
  • Extra Costs: Insurance (₹50,000), registration (₹2,500)

10. Hyundai Creta Electric

Hyundai Creta Electric
Hyundai Creta Electric

The Hyundai Creta Electric offers a familiar SUV design with electric efficiency.

  • Ex-Showroom Price: ₹17.99 Lakh – ₹24.38 Lakh
  • On-Road Price: ₹20 Lakh – ₹27 Lakh
  • Where to Buy: Hyundai dealerships or Hyundai India
  • Mileage: 390-473 km
  • Maintenance: ₹6,000-₹8,000 annually
  • Safety: 5-star Global NCAP (ICE variant)
  • Vehicle Features: 10.25-inch screens, ADAS, panoramic sunroof
  • Specifications: 42 kWh or 51.4 kWh battery, 138 bhp
  • Buying Advantage: Brand trust, premium features
  • Actual vs. On-Road Average: Claimed 473 km; real-world ~350-400 km

Finance Options

  • EMI: ₹36,000/month (₹17 Lakh loan, 9.5% interest, 60 months)
  • Down Payment: ₹2 Lakh
  • Extra Costs: Insurance (₹65,000), RTO (₹4,000)

Comparison Table

ModelEx-Showroom Price (₹)On-Road Price (₹)Range (km)Safety RatingMaintenance (₹/yr)Key Features
Tata Curvv EV17.49L – 21.99L19.5L – 24.5L430-5025-star Bharat NCAP5,000-7,000ADAS, panoramic sunroof
Mahindra BE 618.90L – 21.90L21L – 24.5L557-6835-star Bharat NCAP6,000-8,000Triple-screen, long range
Tata Nexon EV12.49L – 15.99L14L – 18L325-4655-star Global NCAP4,500-6,000Sunroof, connected tech
Mahindra XUV40015.49L – 17.69L17.5L – 20L359-456Not rated5,500-7,500Spacious, fast acceleration
Kia EV660.97L65L – 68L7085-star Euro NCAP10,000-12,000Premium, longest range
Tata Punch EV9.99L – 14.49L11L – 16L315-4215-star (expected)4,000-5,500Compact, affordable
MG Comet EV5.99L – 8.80L6.5L – 9.5L230Not rated3,500-5,000Cheapest, city-friendly
Tata Tiago EV7.99L – 11.89L9L – 13.5L250-3154-star Global NCAP4,000-5,500Affordable hatchback
MG Windsor EV12L – 14L13.5L – 16L331Not rated5,000-7,000Unique design, ADAS
Hyundai Creta Electric17.99L – 24.38L20L – 27L390-4735-star (ICE)6,000-8,000Premium, trusted brand

Buying Advantages Over ICE Cars

  • Lower Running Costs: EVs cost ~₹1-2/km vs. ₹5-10/km for petrol/diesel cars.
  • Eco-Friendly: Zero tailpipe emissions reduce your carbon footprint.
  • Government Incentives: Subsidies and tax benefits lower the overall cost.
  • Low Maintenance: Fewer mechanical parts mean reduced upkeep expenses.

Best Finance Options in India

  1. Tata Capital: Offers EV-specific loans with 9.5%-10% interest rates.
  2. HDFC Bank: Flexible EMI plans starting at 9.8%, with minimal processing fees.
  3. State Bank of India (SBI): Green Car Loan with 9%-9.5% interest, up to 7-year tenure.
  4. Mahindra Finance: Tailored plans for Mahindra EVs, starting at 9.5%.

For the lowest EMI, opt for a higher down payment and a 5-7 year tenure. Always compare offers on BankBazaar or Paisabazaar.


FAQs About Affordable EVs in India

  1. What is the cheapest EV in India in 2025?
    The MG Comet EV starts at ₹5.99 Lakh (ex-showroom).
  2. Which EV offers the longest range under ₹20 Lakh?
    The Mahindra BE 6 offers up to 683 km (ARAI certified).
  3. Are EVs cheaper to maintain than petrol cars?
    Yes, EVs cost 50-70% less annually due to fewer moving parts.
  4. What safety rating does the Tata Curvv EV have?
    It has a 5-star Bharat NCAP rating.
  5. Can I charge an EV at home?
    Yes, most EVs support home charging with a standard plug or fast charger.
  6. What’s the best finance option for Tata EVs?
    Tata Capital offers competitive rates at 9.5%-10%.
  7. How much extra do EV buyers pay?
    Additional costs include insurance (₹25,000-₹1.5 Lakh) and RTO fees (₹1,500-₹10,000).
  8. Which EV is best for city driving?
    The Tata Punch EV and MG Comet EV are ideal for urban use.
  9. Do EVs come with warranties?
    Yes, most offer 8-year battery warranties.
  10. Where can I buy EVs at the lowest price?
    Authorized dealerships or online portals like Tata Motors or Mahindra websites often offer discounts.

The Tata Curvv EV, Mahindra BE 6, and Tata Punch EV lead the pack of affordable electric vehicles in India, offering a blend of price, range, and features. Whether you prioritize safety, mileage, or budget, these EVs cater to diverse needs. Explore financing options and visit official websites like Tata Motors or Mahindra to snag the best deals. Ready to go electric? The future is here!

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